Using this website

These terms cover the Just Borrow Loans information website where they are published. Read them before using the service. If you do not agree with these conditions, do not use its service features.

The service is intended for adults aged 18 or older in the United States. Its information is general and does not take account of your full financial situation. You decide whether borrowing and any particular offer suit your circumstances.

Our role

Just Borrow Loans publishes loan information and provides access to a third-party application form on our application page. We are not a lender, do not make credit decisions, do not service loans and do not collect repayments.

Reading this website or following an application link does not reserve funds, create a loan agreement, authorize a credit inquiry or constitute consent to marketing calls or texts. Review the notices in the external request journey before submitting information.

Availability and requirements

The request limit is up to $5,000. Basic requirements include age 18 or older, residence in a supported U.S. state, an active checking account and stable income generally of at least $1,000 before tax per month. Requests of $5,000 may require $2,000 or more per month. Individual lenders can impose additional criteria.

A supported state or meeting the basic requirements does not guarantee a match, approval, a particular amount, rate or funding date. Coverage can change; review the service-area information and confirm current availability in the request journey. Do not provide false information or use someone else’s identity.

Offers, costs and lender agreements

An independent lender decides whether to offer a loan and sets its APR, fees, payment schedule and other conditions. Any loan agreement is between you and that lender. Read the full disclosures before accepting; you can decline an offer before signing.

The connecting service is free to use. That does not mean a lender’s loan is free of interest or fees. The repayment illustration is a calculation, not a quote or typical available rate.

The lender handles funding, balances, payments, account questions and loan disputes. Its agreement and applicable law govern those matters. These website terms do not change your lender agreement.

External services and permissions

The application provider’s notices and any lender agreement apply to loan requests. Our contact form handles website and privacy questions. Review privacy, sharing, contact and credit permissions where requested.

A soft inquiry does not affect your credit score; a hard inquiry can. Do not assume that a lender will use only a soft inquiry. Funding depends on approval, verification and bank processing; timing is not guaranteed.

Acceptable use

• Use this website lawfully and provide truthful information when communicating with support.
• Do not impersonate another person, interfere with the website, bypass security or attempt unauthorized access.
• Do not submit sensitive application data through a general contact message.

Information and service limitations

Information and availability may change. We aim to explain the service accurately, but an explanation on this website is not a binding lender offer. Check the current request notices and lender agreement for the terms that apply to you.

The website may be interrupted or changed, and external services have their own availability and practices. Nothing in these terms removes rights or protections that cannot be excluded under applicable law.

Privacy, updates and contact

Our privacy policy explains the information website’s role and external services. These terms may be updated as the website changes; the date above identifies this version.

For website questions, contact support. For an existing loan, contact the lender listed in your agreement.